No binding geographically, you can choose an apartment in that area in which all family members are most convenient. For many, this is a significant plus, especially when there is already your own apartment and can be compared, remembering those times when I got to work 2 hours in one direction. It is 4 hours a day in an empty, nor on the family did not remain nor on hobbies.
Payment payment by 15-20 thousand rubles. Less than a mortgage payment of a similar apartment in a good area of the city. Take a mortgage on the severity and getting a few hours before work we exclude at the above reasons. These 15-20 thousand put on interest at interest (to buy an apartment in a good area or at home).
In the event of an unforeseen situation (it is impossible to continue to pay a mortgage), you can move to more modest housing / to parents for a while, and not stay outside or accumulate unbearable debt.
Another small plus lease is something that you do not spend an extra million repair and acquisition of furniture and household appliances, as in the case of arrival in a new apartment.